Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content What Smart Investors Know Savvy investors take the time to separate emotion from fact. Retirement Accounts When You Change Your Job This video discusses issues related to your retirement accounts when you move on from your job. Diversification, Patience, and Consistency Three important factors when it comes to your financial life.